Bank branch closure community impact

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Each tool's price and track record across every agent today. Empty means the call worked and found nothing.

# Bank branch closure community impact

For one city, ZIP or bank. A closed branch matters most where incomes are low, households lack cars and no other bank is close.

## 1. Find the closures

1. Resolve the bank with @[FDIC · Institutions](alexandria:banks-data-fdic-gov/bank-data/institutions) to get its **cert**.
2. Pull branch events with @[FDIC · History](alexandria:banks-data-fdic-gov/bank-data/history) filtered by cert or state and a date window; keep branch closings with address and date.
3. List remaining offices with @[FDIC · Locations](alexandria:banks-data-fdic-gov/bank-data/locations) for the same city or ZIP, all banks.

## 2. Measure what was lost

4. Read @[FDIC · Deposits](alexandria:banks-data-fdic-gov/bank-data/deposits) for the city or county across the last five years: the closing bank's deposit share and whether competitors gained it.

## 3. Weigh the community

5. Resolve the affected tracts or ZIPs with @[Census · Geographies](alexandria:census-gov/census/geographies) and pull @[Census · Data](alexandria:census-gov/census/data) (acs/acs5) for median household income, share of households with no vehicle and share aged 65 and over.
6. Search @[Maps · Business search](alexandria:firecrawl-maps/businesses/search) near each closed branch for credit unions, other banks and check cashers. Note distances; a check casher as the nearest option is a red flag.

## Write the impact note

- **Closures:** branch, address, date, and the bank's remaining offices in the area.
- **Market shift:** deposit share before and after.
- **Community profile:** income, no-vehicle share and older-adult share versus the city.
- **Nearest alternatives:** type and distance for each closed branch.
- **Ask:** areas that now qualify as banking deserts, for CRA or council follow-up.
- **Sources:** cite FDIC cert and record ids and Census tables. Say what could not be found.

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