A tool by Firecrawl · uses 6 tools · Finance

Bank counterparty check

Use when a treasury, finance or ops lead must decide whether to keep deposits or a credit line at a US bank. Reads the bank's call report trend, deposit concentration, the rate backdrop and any Federal Reserve enforcement actions, producing a counterparty note with a keep, cap or move recommendation.

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Tools it calls

Each tool's price and track record across every agent today. Empty means the call worked and found nothing.

ToolPriceMedianSuccessEmpty

FDIC BankFind SuiteInstitutionsPrice5 creditsMedian–Success–Empty–
FDIC BankFind SuiteFinancialsPrice5 creditsMedian–Success–Empty–
FDIC BankFind SuiteDepositsPrice5 creditsMedian–Success–Empty–
fredseries/observationsPrice–Median–Success–Empty–
Federal Reserve BoardPress releasesPrice5 creditsMedian–Success–Empty–
CourtListenerSearch docketsPrice5 creditsMedian2.9 sSuccess93.9%Empty34.1%

Instructions

What your agent follows when it runs this tool. Paste them into any assistant connected to Firecrawl.

# Bank counterparty check

For one FDIC-insured bank. The CERT number from step 1 keys the FDIC steps; the legal name keys the regulator search.

## 1. Identify the bank

1. Find the institution and its CERT with @[FDIC · Institutions](alexandria:banks-data-fdic-gov/bank-data/institutions) (name, state): note total assets, charter class and regulator.

## 2. Balance sheet health

2. Read eight quarters with @[FDIC · Financials](alexandria:banks-data-fdic-gov/bank-data/financials) (cert, from/to): total assets, equity capital to assets, noncurrent loans to loans, net income and total deposits. Flag falling capital or deposits two quarters running.
3. Read deposits by branch state with @[FDIC · Deposits](alexandria:banks-data-fdic-gov/bank-data/deposits) (cert, latest year) to see how concentrated the funding base is.

## 3. Rate pressure

4. Read @[FRED · Series observations](alexandria:fred/series/observations) for DGS10 and FEDFUNDS over the same eight quarters. Rising rates with a securities-heavy balance sheet raise unrealised loss risk.

## 4. Regulator record

5. Search @[Federal Reserve · Press releases](alexandria:federalreserve-gov/central-bank-communications/press_releases) (type Enforcement Actions, query the bank or its holding company) over three years, and read the order summary in each hit.
6. Search federal cases with @[CourtListener · Search dockets](alexandria:courtlistener-com/dockets/search_dockets) (party_name the bank) for the last two years.

## Write the note

- **Scorecard:** capital, asset quality, earnings and deposit trend, each rated stable, watch or weak.
- **Events:** enforcement actions and material cases, dated.
- **Recommendation:** keep, cap balances at the insured limit, or move, with the deciding facts.
- **Sources:** cite every figure to the capability and record it came from. Say what could not be found rather than guessing.

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